Active employees & non–Medicare–eligible retirees
The Preferred Provider Organization (PPO) plan offers access to the Blue Cross Blue Shield national network with no referrals for a flexible coverage solution.
You can go almost anywhere for care without a referral, but your costs are lower when you use in-network, preferred providers.
This plan has an in-network deductible of $1,500 per individual, $3,000 per family.
