This plan is an option for retirees.

With this plan, you have the convenience of selecting a doctor who is close to your home.

If you visit a specialist, you will need a referral from your primary care physician in order to receive full benefits. Otherwise, your coverage will be limited to Medicare benefits only.

In most cases, you're covered either in full or with just a $10 copayment.

This plan comes with Blue MedicareRx^SM (PDP) for prescription drug coverage.